There are some mathematical formulas that can be used to help you determine how much of a mortgage you can qualify for and actually afford. Click here.

How Long Does It Take To Prepare To Buy A House?

3 December 2018
 Categories: , Blog

Major steps in life do not typically happen overnight, and this includes preparing for a house purchase. Buying a house is no small event in life, and it will take time for you to get ready for this event. If you are wondering how much time it will take, the answer depends on many things. Here are several factors that will affect how long it will take for you to prepare for this. Read More …

Should You Buy A Home With Your Partner?

13 October 2018
 Categories: , Blog

Some couples decide to live together without getting married. As more and more people go in that direction, the question of buying a home inevitably pops up. Unmarried couples who want to buy a home face no legal bars, but they should only take this step after they've spoken with an attorney and thought things out in full. Read on for two major issues to consider as you make a move and become a homeowner with your partner. Read More …

Transform Your Home And Get It Sold

25 July 2018
 Categories: , Blog

You might already be prepared to spruce your home up a bit in advance of placing it on the market, but there could be ways to freshen your interiors without having to spend a lot of those renovation dollars. Staging is all about emphasizing your home's best features and giving your buyer an idea of how nice it would be to live in those beautifully-done spaces, so read on to find out more. Read More …

Smart Tips For The Most Satisfying Home Purchase Ever

5 May 2018
 Categories: , Blog

The purchase of a home has long been heralded as the ultimate dream for every American. But the more than 676,000 foreclosures filed last year is an indication that owning a home is not always a guarantee of living happily ever after. Plans change, careers can go awry, and a myriad of issues can arise with the power to negatively affect the homeownership experience. Luckily, there are some purchasing decisions buyers can make at the beginning that will help to increase the chances that their home ownership experience will always be a financially positive move for you and your family. Read More …

2 Reasons To Work With A Realtor

8 March 2018
 Categories: , Blog

If you are trying to sell your house, you can set everything up to sell it on your own, but it's going to be easier if you hire a realtor to do the work for you. There are a lot of good reasons that you should work with a realtor to sell your house.  1. Staging One thing that a realtor can help you with is staging. When you are staging your house, you are basically creating a set like you would for a play or movie. Read More …

About Me
how much of a mortgage can you afford?

I have saved up for a down payment on a house for the last ten years. Each week, I would take 10% of my paycheck and put it in a special savings account that I could not access. Once I finally had enough money put away, I began looking for houses in the area that I could afford. But, what could I really afford? How much of a mortgage could I qualify for? There are some mathematical formulas that can be used to help you determine how much of a mortgage you can qualify for and actually afford. My blog will teach you how to make this determination.

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