how much of a mortgage can you afford?

There are some mathematical formulas that can be used to help you determine how much of a mortgage you can qualify for and actually afford. Click here.

Tips For Avoiding Potential Delays On Your Home’s Closing Day

26 January 2017
 Categories: , Blog

Once you've found a home that you want to buy, you'll need to make sure that your home purchase ends up happening by the closing day. Rate locks on mortgages are often valid for a specific number of days, and a delay could cause you to pay a higher interest rate if you do not close in time. These tips will help you avoid potential delays. Don't Make Big Financial Changes Read More …

Why Debt-to-Income Ratio Is Important When You Are Buying a House

26 January 2017
 Categories: , Blog

When you choose a real-estate agent to help you find the right home to buy, he or she is likely to discuss many things with you, including your financial state and the amount of money you want to spend on a home. If you have not yet applied for preapproval for a mortgage yet, the agent will encourage you to do that, and one important factor to evaluate with this is your debt-to-income ratio. Read More …

Making A Luxury Home More Appealing In A Small Town

26 January 2017
 Categories: , Blog

Being a real estate agent often comes with interesting challenges, from promoting tiny homes in bustling neighborhoods to the complete opposite: showcasing spacious luxury homes in a small town. If this is what you are facing, you may have to be more clever with your strategy selling a house that has a lot of features among its Plain Jane counterparts. Here are ways you can give luxury housing the impression it needs to attract buyers in a small and quiet town. Read More …

Why And How To Research A Home Before You Buy It

26 January 2017
 Categories: , Blog

When the time comes for you to purchase a home, you may want to start by looking through real estate listings. This will give you an idea what homes are for sale and the prices they are asking, but there are other steps you can take when you locate homes you would like to view. These other steps will help you research the homes and their neighborhoods before you even view the homes, and this could help you narrow down your search even more. Read More …

Top 5 Staging Tips For Grabbing Buyers’ Attention

24 May 2016
 Categories: , Blog

In a difficult housing market, the key to finding interested buyers is to make your listing as attractive as possible. While some homeowners may be tempted to repaint and redecorate their house, some judicious staging will be even more effective. Staging, the act of setting an environment so that it's attractive for a purpose, can be a realtor's best friend. Here are five of the best staging tips for effective sales. Read More …

About Me
how much of a mortgage can you afford?

I have saved up for a down payment on a house for the last ten years. Each week, I would take 10% of my paycheck and put it in a special savings account that I could not access. Once I finally had enough money put away, I began looking for houses in the area that I could afford. But, what could I really afford? How much of a mortgage could I qualify for? There are some mathematical formulas that can be used to help you determine how much of a mortgage you can qualify for and actually afford. My blog will teach you how to make this determination.

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